This 👆is the answer

Horse Shoe in the Backward Car

Thank you !

Not a glamourous one but at 14 my dad said to me « open a 401k » (or equivalent in your country). I laugh at him thinking I was better. Now I’m old and poundering why I didn’t listen to him.

Don’t put all your saving in it maybe a couple of buck a little bit at a time but when you’ll be my age you’ll have a tidy some hopefully to reduce some financial stress

Have fun too, don’t forget that one

I start at the beginning and see what happens

If their friends are on Snapchat I’ll suggest that you try to bring Signal into that friend group.