That depends on the usage, see: https://www.xda-developers.com/smr-hdds-are-fine-for-your-nas-until-you-try-to-resilver/

If you keep this issue in mind and avoid resilvering / balancing they can work just fine in a media storage NAS.

They use a lot less power too. For small home NAS they are really an often overlooked option.

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This might be a good choice: https://libreboot.org/docs/install/x2e-n150.html

If you have a Wi-Fi router in your home you are technically already running a server. With OpenWRT even quite practically, although sadly most routers are slighly too underpowered to do much with them.

https://codeberg.org/TheCoffeMaker/shm/src/branch/main/MANIFESTO_EN.md

Taler isn’s a currency but a payment system. So yes, each token generating entity (exchange) would have their own token. There could be some sort of backend settling mechanism between exchanges (I think Taler is working on that), but basically the person receiving the token would have to redeem it with the same exchange that issued it. Legally it can’t be directly exchanged back to fiat money, but the exchange could issue a service contract with the person and pay them according to the tokens they hold.

There is no need for a central org. It could be many different ones all using the same Taler software. In fact given the legal limitations that’s probably the only way to do it.

Such a system could be easily set up with GNU Taler. I have been thinking about something like that for a while, and the main issue is the legal regulations for the organization that receives the real money. If you are not registered as a bank it is severely restricted where and how you can operate. The laws in Europe are basically ok if you want to have some temporary cashless payment system in a music festival or so, but something permanent and with more money involved is hard to do under the current rules.

Such a system could be set up relatively easily with GNU Taler. The problem is rather on the legal side for the organization that holds the funds and converts it to the tokens. Unless you are registered as a bank there are severe limitations on how much money you can hold and covert.

OnlyOffice doesn’t have “Impress”. I think you are confusing that with LibreOffice or Collabora Office.

I think OnlyOffice supports that. There is an extension for that for Nextcloud.

Sounds a lot like Nostr, no?

Edit: or maybe SimpleX? I keep confusing various implementation details between the two.

Indeed, no one is really interested in using fake money (aka crypto currencies). But that doesn’t mean Taler depends on banking APIs. Taler is a complete digital bank software package and some unofficial regional currencies (most notably a bigger one in Italy) have started using it fully independent of the officially recognized fiat banks or their APIs.

Again, according to the Taler website, the exchange tracks every transaction in order to prevent double spends. If it has a full view of the network, it can employ statistical analysis.

Again, you spend max. 5 minutes browsing the website and now claim you are the expert on Taler 🙄 Just because you track if a token has been spend or not, doesn’t mean you can track who spend it, or what on. This is all well explained in the Taler documentation and it has been explicitly designed to be resistant against such statistical analysis.

It depends on the banking system with its proprietary APIs and centralized money issuance.

It does not. That is as optional as fiat exchanges with cryptocurrencies.

In order to spend money, you need to receive it first. I don’t know if it makes you a “seller” in Taler, but in any case, this partial protection probably makes de-anonymization of all transactions via statistical analysis much easier.

No, you get it from an exchange. And the resulting tokens are like physical cash and can not be de-anonymized by the exchange or anyone else in the chain. That’s like the entire point of Taler. I think you should really inform yourself better before making yourself look really stupid by confidently spreading such non-sense.

Yes, but open-core will come back to bite you in the ass anyways. Enshittification built in.

https://isitreallyfoss.com/projects/vikunja/

Taler is centralized and has poor privacy protections

This is non-sense. It’s not centralized at all and the privacy protections are excellent, just designed to different specs (privacy for buyers, but not sellers).

This is not a new argument, but the author is a bit confused with the terms. Usually it is phrased as “social network” Vs. “social media”.

Wero is a trap at best or more likely a figleaf that is meant to fail.

EU private banks much prefer the status quo over systems like the Brazilian PIX taking over the digital payment systems.

So when the EU central bank started looking into a sovereign alternative to Visa/Mastercard etc. the private banks scrambled to put together Wero to delay and maybe prevent the central bank from coming up with a system like PIX.

Sadly GNU Taler was never really an option for these banks, as it is an open standard and thus even if they supported it, the central bank could still plug into it with their own system and thus they would be forced to compete with that.